Thanks for the feedback and advice, yes getting better advice or more likely buying local is the future.
I still disagree, as per my original post, that the spec of a PC 8 years later is no better, surely we have moved on! I picked the Home Office system, and only changed from Intel to AMD.
Anyway, I will check with PCS re system check and reinstall, as it will likely need returned and tweaked by them to retain warranty, won't it?
Do i really need SSD & graphics card for word docs and internet browsing?
Graphics card - definitely not.
SSD will speed up the loading of anything you have to do... so turning it on (and off), loading up Word etc. All will be significantly faster if installed on an SSD instead of a cheap mechanical hard drive. SSDs are more expensive for a reason... they're better. You just need to decide how much you need one. I'd say a CPU upgrade is more vital, but an SSD would come after that if pure speed of software is what you're after.